Assumable Mortgages – Capturable loans with low grandfathered interest rates
While mortgage interest rates continue to rise across the US, the assumable home buying technique delivers low rates, shorter payment terms, and no bidding wars. Buy a data list to find a property loan you can assume with a low Interest Rate mortgage between 2-5.1%. Our data captures the number of bedrooms & bathrooms, and is based on the zip of your choice. Along with the contact Name, Address, Mortgage details, this list only provides information on loans that have a RATE below 5.1%. It includes property specifics and how many payments are remaining on the loan to assume. Choose our FHA or VA option. All property is re-verified before delivery. No one else using our services will be able to contact these prospects for 60 days. Using our contact tools, this list enables you to connect with the owner before anyone else. The data file will be sent to you digitally via email. Click here for FAQ about our data specs, or here for a product description. Please do not share the information. Property data is subject to availability. This list does not secure an assumption, nor does it guarantee a homeowner response.
FAQ – How do I find a low interest rate mortgage?
Once you order the list, you own it! Our pricing is transparent. We do not charge extra fees for using the contacts we give you. Our terms state there are no hidden fees or contracts or refunds. While the FCC will not allow the phone and email to be in included on this list, most use this data to do their own contact research using free national tools.
$179.99
VIDEOS
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Buyer Intro
Welcome to a new no down-payment option that is sweeping the nation.
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Buyers - Assume a loan
Available to you right now!
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Buyers - Smart easy math
A combination of affordable home ownership and smart buying.
TAKE A LOOK AT OUR
FEATURED MORTGAGES
FIND YOUR HOME IN OUR DIRECTORY
Over 10,000 to choose from
Your next home is just a phone call away. Our list allows you to contact the seller yourself. We provide assumable property data on homes not already on the market for sale, so that you can get there first. These mortgage loans have already established Interest rates as low as 2%! Position yourself to connect before anyone else and be ready to take over!
A SUCCESSFUL ASSUMPTION
8 EASY STEPS
Step 1
BE CREDITWORTHY Review your credit score, and financial status. As of July 2012, FHA requires a minimum credit score of 580. Lenders often require a higher credit score of 620.
Step 2
USE OUR SEARCH TOOL Find a loan to assume by searching our national assumable mortgage directory.
Step 3
EXPRESS INTEREST Contact the seller. Be prepared to discuss your interest in the property and your desire to assume their loan.
Step 4
VERBALLY AGREE TO PROCEED While this is a non binding task, it will prompt you to begin the assumption process with their lender.
Step 5
WAIT FOR THE ASSUMPTION PACKAGE The seller will order an "Assumption Package" from their lender. Most lenders are able to mail this to them in just a few weeks.
Step 6
ANALYZE THE ASSUMPTION PACKAGE Review and complete the lenders instructions with the seller. Make sure you understand and agree with the terms before you return the completed documents to the lender.
Step 7
EXPECT 30 DAYS Expect 30 days for the lender to complete your request. It is wise to confirm the lender has received and is satisfying the request. Some lenders may specify the amount of additional time needed.
Step 8
KEEP YOUR APPROVAL & ASSUMPTION DOCS The lender will notify you of approval once everything is processed and the loan transfer is complete.